Further, much of this expected year-over-year decline in gross profit margin is expected to be a factor of higher cost structures; so, Apple’s profitability doesn’t seem to be suffering from any negative secular trends — unless, of course, this higher cost structure for the quarter is the beginning of a sustained period of rising costs. But it’s unlikely higher costs are here to stay. Apple has dealt with temporary higher cost structures in the past, when it launched the iPad Mini and at times when it refreshed lots of its product lines around the same time. Zoom out Looking beyond a tough, and arguably unfair, year-over-year comparison, there’s probably an even better reason for Apple investors not to be concerned: A zoomed-out view of Apple’s quarterly gross profit margin over a period of several years shows that a gross margin of around 38% to 38.5% isn’t really so abnormal for the company. Between the fourth quarter of 2013 and the fourth quarter of 2016, Apple’s gross margin has bounced around between about 37% and 40.1%. The Motley Fool So Apple’s expected gross profit margin during the first fiscal quarter of 2017 certainly isn’t anything to be excited about. But it’s also not worth worrying about. When should investors start worrying about Apple’s gross profit margin? If the key metric ever begins to consistently trend downward for more than a few years, this could be more indicative of more secular negative factors, such as declining pricing power, permanently higher cost structures, or unfavorable products mix shifts, that could be here to stay.
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But regulators soon questioned OneWest’s foreclosure practices, which included so-called robo-signings that pushed homeowners into foreclosure without proper review or due process. The bank was one of many that agreed to pay millions in fines to compensate customers. Occupy Los Angeles protesters showed up at Mnuchin’s Bel Air mansion. And this month, two fair housing groups in California filed a complaint with the Department of Housing and Urban Development, accusing the bank of discriminating against minority borrowers during his tenure there. As commerce secretary, Ross would serve as the government’s chief business advocate. The Commerce secretary is a liaison between companies and the White House. Ross could play a key role in what are expected to be Trump’s signature economic policy issues like trade and jobs. As a vocal Trump supporter before the election, Ross cited the need for a “more radical, new approach to government” that would help middle class and lower middle class Americans. Ross is chairman of WL Ross & Co., which has specialized in reassembling dying companies. Fittingly, some of Ross’s biggest hits have been in the same demoralized industries that Trump wants to revive: steel and coal. http://madeveoon.journalnewsnet.com/by-hogging-on-your-computer-the-night-before-your-deadline-you-are-actually-endangering-yourself-and-your-gradesFor instance, Ross’s firm scored huge returns last decade by cobbling together bankrupt steel makers including Bethlehem Steel to form International Steel Group.
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